Dave Ramsey On Buying A House Now. Before you jump into homeownership, make sure you weigh the pros and cons. He suggested she use the remaining $5,000 to purchase a bed, mattress and refrigerator after amy mentioned that the house did not come with appliances and that she didn’t own any furniture.

Market conditions are only part of the picture, and they’re not even the most important. But our home affordability calculator will help you calculate a budget that will work for you.